our advice for your project

Investing in real estate in Lyon is a decision that raises several questions. First of all, be aware that you will not have the same status if you rent a furnished apartment or an empty accommodation. Tax declarations and taxation are different. In addition, it is possible to reduce your tax.

Do you know Pinel, Denormandie or Malraux? We take stock of these state devices that allow you to reduce the bill.

Investing in real estate: which status to choose?

Choose your status is very important, especially when you are investing in real estate. Once you’ve made your decision, there’s no going back.

There are two main statuses:

  • LMNP, Non-Professional Furnished Rental Company,
  • Professional renter.

LMNP status means that the rental of property is not your main activity. It’s just extra income. To access this status, the properties rented out must be furnished.

If you are renting empty accommodation, then you must set up an EIRL, SARL or any other form of business. Self-employment is possible, but the ceilings are relatively low. Therefore, it is possible if you rent a small studio or a T2.

However, if you have several rental properties, the ceilings will quickly be exceeded and you will therefore have to have a higher status. In this case, we can only recommend the SARL or the EIRL because they protect your assets. If for one reason or another, your business had problems, the state would not seize your assets.

Real estate: the big devices that exist in 2022

As we said, there are many ways to invest in real estate in Lyon and reduce the tax bill.

Invest in real estate in Lyon thanks to the Pinel scheme

The Pinel law is a device regularly renewed as it is effective. In short, you are buying a new home, house or apartment, located in a tight area. You are renting this brand new property to a middle-income family (there is a range to regulate). In return for this investment, a percentage is deducted from your taxes.

The calculation takes into account the purchase price of the apartment and the rental price, which is also regulated.

The Denormandy Law

You invest this time in an old district or in the heart of the city. The purpose of this investment is to carry out energy and architectural renovations. When the work is completed, you put the property up for rent.

In this case, you will benefit from a tax reduction in your taxes. This can go up to 21% of the price of the property.

Be careful though, this device only concerns transactions made between March 28, 2019 and December 31, 2023. If you are interested in real estate investment in Lyon, it is time to go looking for your property to renovate.

The Malraux scheme for investing in real estate in Lyon

Do you feel a strong attraction to a historic building? Know that there is the Malraux device which encourages individuals and professionals to renovate these buildings. Tax reductions go up to 30% if your property is located in a Remarkable Heritage Site.

This device is more difficult to access, because it involves renovating the entire building. But, it offers great tax reductions. We therefore could not exclude it from this article.

If you want to invest in real estate in Lyon, you now know some tips for reducing tax charges and making your property profitable as quickly as possible. Don’t wait any longer to take the plunge and increase your income.

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